LIFE INSURANCe

What is life insurance? Why should I have it? What type of life insurance do I need? How much life insurance should I have? Life insurance can be confusing and we understand why. 

At the Rockwell Group we walk you through each of your questions and provide objective consul so that you have a clear understanding of the complexities associated with life insurance products. The main focus will always be to find our clients a plan that best fits their needs and lifestyle.

*Life insurance is selfless, it is not something you purchase for yourself. You purchase life insurance thinking of those that you love.

BUSINESS OWNER’S INSURANCE

At the Rockwell Group we’re committed to providing insurance solutions for business’s which allow our corporate clients to get the most comprehensive coverage at the most affordable rate.  The proper Business Owners Policy will cover your business in the event something goes wrong so that your day-to-day operations are protected and your income flow steady. The Business Owners Policy combines Property, Crime Insurance, Commercial General Liability Insurance as well as other coverage types your specific, and often unique operation may require.

Auto Insurance

The auto insurance industry has been commoditized. As a result this leaves many consumers underinsured as the focus is solely on finding the least expensive plan. We agree that a competitive auto insurance rate is important but just as important is making sure you have the right coverage in place if an accident does occur. Having the wrong insurance coverage can severely damage you financially. At RG not only will we make sure you have the correct coverage, we will ensure you are getting the most competitive rate. Our philosophy is complete coverage, while paying the optimum rate. 

HOME Insurance

Regardless if you are a current homeowner or a first time home buyer, we understand how important your home is to you. Your home is your most valuable asset and needs to be insured properly. Not all home insurance plans are the same. Living in the Northwest provides some unique challenges with regard to covering your home from potential perils. Whether it’s the risk of an earthquake, fire, flood or potential damages from a frozen pipe, RG will make sure you are educated on the opportunities available to you to better cover your home. 

Renters Insurance

Renters Insurance covers your personal belongings in the apartment, home, condo, duplex that you rent.  The total cost to replace all of your possessions can get expensive, fast and that is why we feel renters insurance is a great insurance plan. In addition, renters insurance also covers liability claims against you made by your landlord. One of the most overlooked coverage’s of the renters insurance contract is the liability coverage you receive if there is damage to the structure and your landlord sues for negligence.

Condo Insurance

Most Condo Owners have an association with a master policy which covers the building and all other common areas shared by the owners. What the master policy does typically not cover is damage to your individual unit inside the studs of the building. Flooring, windows, drywall, appliances, electrical is all the responsibility of the condo owner in most circumstances. Work with an RG representative and we will make sure you have the proper condominium insurance in place.

Boat/Watercraft

It’s 80 degrees in Seattle and you are itching to get out on Lake Washington, Puget Sound or one of the many bodies of water which surround the beautiful Pacific Northwest. Regardless if your boat is an 18ft Boston Whaler used for fishing/crabbing or a 65ft Vessel used to navigate the Puget Sound, we will work with you to ensure your watercraft is covered properly.

Classic Car Coverage

It’s that time of year again. Spring has sprung and you are wanting to take your 1966 Porsche out on the road. The challenge is most standard car insurance companies are not going to give you the coverage you need to cover the full value of your classic car. Let us at RG work with our provider network to find a policy which gives you the proper coverage.

Motorcycle Insurance

Nice Bike! No matter the year, make or model of your bike we have a network of insurance providers that will give you the coverage you need, at the right price. Scooters, Mopeds, Dirt Bikes, ATV’s, Choppers, Cruisers, we have you covered.

Umbrella Insurance

You have worked hard to acquire a nice home, a couple cars, a good retirement plan and maybe even a few toys. You are living life a good life and you should consider purchasing an umbrella policy if you want to protect that lifestyle. Umbrella Policies will give you additional coverage in the event of a tragic accident where coverage from your base policy (auto, home, condo, motorcycle, etc.) does not provide enough coverage to fully handle the claim.  An umbrella policy provides a level of buffer liability coverage so that if an accident does occur your assets remain safe, even in the event you’re sued.

RV Insurance

RV’s, Luxury Coach, Camper Vans, Travel Trailers, Pop up Campers, we can help you cover them all.  RG will work hand in hand with you to ensure no matter what the trip, event or plan is for your RV you will be able to ride in style with no worries other than filling up your gas tank. 

Landlord Insurance

If you own a rental property make sure you have the right coverage in place. Home insurance policies and landlord policies require two different types of coverage forms, make sure you have the right one. It can be a sticky situation for you if your tenant has an issue and your insurance company denies your claim because you weren’t covered properly. Let RG work with you to ensure you have the right insurance policy for your rental property.